We are committed to make buying in the Lake Sunapee region an enjoyable and seamless experience.
Index
- Get your financing in order
- Define which location works best for you
- Reviewing contracts and disclosures
- Risk analysis
- Determine requirements and needs
- Search and identify
- Contract the best price through market analysis and negotiations
- Follow through with inspections
- Make arrangements for the move
Get your financing in order
Harbor Light Realty cooperates with a number of area banks and mortgage brokers. Our relationships are invaluable. When it comes to finding a mortgage, they may mean the difference between affording that dream home or not.
Define which location works best for you
Agents at Harbor Light Realty know their way around, and area knowledge in the Lake Sunapee region is vital. Can you get there from here? We know what Google Maps doesn't.
Reviewing contracts and disclosures
Agency relationships and who represents who? You need a Harbor Light agent to explain agency relationships so you can choose which works for you.
Risk analysis
How much exposure are you comfortable with in a volatile real estate market? The bank has told you what you can afford, but in these uncertain times does this make sense. Hashing it out with your Harbor Light agent can shed some light on your true comfort level.
Determine requirements and needs
Harbor Light agents assist buyers by prioritizing their needs and wants. The list we create helps you stay focused on achieving your objectives when touring prospective homes.
Search and identify
With so many choices available through the internet it is easy for buyers to click around in a state of confusion. At Harbor Light Realty we help you to identify potential properties through the MLS, properties for sale by owners, and bank owned properties that best fit your criteria. You will be notified, either on line or by phone, of new listings or price reductions as soon as they become available.
Contract the best price through market analysis and negotiations
You found your home. Now, how much to offer? What have similar properties sold for in the past six months to a year? Your Harbor Light agent is fully equipped to answer these and the many questions that follow.
Follow through with inspections
Wouldn't it be nice to have someone to turn to should you need septic inspection, building inspection, or just an explanation of what radon is. A Harbor Light agent helps you find the appropriate experts to contact.
Make arrangements for the move
No, we don't move in your furniture, but Harbor Light agents do coordinate the closing, review the HUD statement with you and attend the closing carrying your complete file, just in case there is one last question.
The State of New Hampshire has a one time transfer tax of $7.50 per thousand of the selling price. This tax is collected at closing and equally shared by the buyer and seller.
