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the Lake Sunapee region's hometown real estate professionals

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For Buyers

We are committed to make buying in the Lake Sunapee region a seamless and enjoyable experience. Here’s how.

Index


Get your financing in order

Harbor Light Realty cooperates with a number of area Banks and Mortgage Brokers. Our relationships are invaluable. When it comes to finding a mortgage, they may mean the difference between affording that dream home or not. Top

Define which location works best for you

schools, shopping, travel time, airports, and hospitals. Agents at Harbor Light know their way around, and area knowledge in the Lake Sunapee region is vital. Can you get there from here? We know what Google Maps doesn’t. Top

Reviewing contracts and disclosures

Agency relationships and who represents who? You need a Harbor Light agent to explain agency relationships so you can choose which works for you. Top

Risk analysis

How much exposure are you comfortable with in this volatile real estate market? The bank has told you what you can afford, but in these uncertain times does this make sense. Hashing it out with your Harbor Light agent can shed some light on your true comfort level. Top

Determine requirements and needs

Harbor Light agents assist buyer by prioritizing their needs and wants. The list we create helps you stay focused on achieving your objectives when touring prospective homes. Top

Search and identify

With so many choices available through the internet it is easy for buyers to click around in a state of confusion. At Harbor Light Realty we help you to identify potential properties through the MLS, properties for sale by owners, and bank owned properties that best fit your criteria. You will be notified, either on line or by phone line, of new listings or price reductions as soon as they become available. Top

Contract the best price through market analysis and negotiations

You found your home. Now, how much to offer? What have similar properties sold for in the past six months to a year? Your Harbor Light Agent is fully equipped to answer these and the many questions that follow. Top

Follow through with inspections

Wouldn’t it nice to turn to someone should you need septic inspection, building inspection, or just an explanation of what radon is. A Harbor Light agent helps you find the appropriate experts to contact. Top

Make arrangements for the move

No, we don’t move in your furniture, but Harbor Light agents do coordinate the closing, review the HUD statement with you and attend the closing carrying your complete file, just in case there is one last question. Top

Protip:

The state of New Hampshire has a one time transfer tax of $7.50 per thousand of the selling price. This tax is collected at closing and levied not only to the buyer but the seller as well.